Most people will get:
Annual purchase rate (variable)
Representative APR (variable)
Based on an assumed credit limit of
And there's more
Free protection on all purchases over £100, so if things go wrong you could get a refund (conditions apply)
If a retailer isn't able to fulfil your refund, you can claim your money back from us
You can change the date that you pay off your credit card by contacting us
You're protected against fraud when spending at home, online or abroad (conditions apply)
|No fees abroad|
There are no fees for making purchases abroad. Interest will still be charged as normal.
You'll be charged interest from the day you withdraw cash in the UK and abroadIn the UK we'll also charge a fee of 2.5%, with a minimum charge of £2.50. There are no fees for withdrawing cash abroad.
24.9% per year (variable, representative) for purchases24.9% per year (variable, representative) for cash withdrawalsYour final interest rate may be higher based on your individual circumstances
This card doesn't offer balance transfers
There is a £12 fee if you make a late paymentThere is a £12 fee if your Direct Debit failsThere are no overlimit fees
For more information read the FAQs
READY TO APPLY?
In order to apply for a journey card, you must:
- be at least 18 years old
- currently have an address, and three years address history in the UK
- have a minimum income before tax of £6,000 per year
When you apply we'll perform a credit assessment. You're more likely to be accepted if you have a good credit history.