We're 

building 

the 

UK's 

greener 

digital 

bank

No judgement. No drama. No greenwashing BS. Just simple ways to save your pocket and the planet – in tandem.

Inspired by one mission
We're here to do more than just help your wallet. Our mission? To make choosing a greener lifestyle a little easier with practical tips, tools, and products designed to cut costs and carbon.

Inspired by one mission

We're here to do more than just help your wallet. Our mission? To make choosing a greener lifestyle a little easier with practical tips, tools, and products designed to cut costs and carbon.
Man charging a yellow electric vehicle purchased with a Tandem motor finance loan.
Windmill turbine in the middle of a green field, creating renewable enery for greener homes.Traditional terraced UK homes that use Tandem Home Loans to make improvements.A young couple in the kitchen managing their finances and considering greener home improvements through their Tandem app.
Vivid blue solar panels harnessing the power of the sun to generate clean and sustainable energy.
OUR JOURNEY

2009

Oplo launched in 2009 to provide fairer access to financial products for all the hardworking Britons who have been left behind by traditional high street banks and other lenders. Since then, Oplo has approved more than £1 billion of responsible lending to customers across the UK.

Oplo logo
2014

Launching in 2014, Tandem was one of the UK's original digital challenger banks, providing access to simple, honest, and fair mortgage and savings products.

Tandem Bank logo
2018

Tandem bought Harrods Bank, which catered for high-net-worth individuals, offering a variety of current and savings accounts and mortgages.

Harrods Bank logo
2020

Tandem acquired the green home improvement loan specialists Allium Lending Group.

Allium logo
2022

Oplo merged with Tandem Bank, inspired by a shared mission to create a greener, digital bank for all.

Tandem Banking for a Greener Future logo
2023

In April 2023, Tandem acquired Loop, the UK’s first social network app focused exclusively on helping friends and family to easily and safely lend and borrow money with each other.

Loop logo
2009
2014
2018
2020
2022
2023
From 
A small green plant growing in dark soil, representing a brighter, greener future.
 loans 
for 
greener 
home 
improvements 
and 
vehicles, 
to 
EPC 
discount 
Hand holding a smart phone displaying a home EPC rating of A+ with a blurred kitchen visible in the background.
 mortgages, 
we’re 
here 
to 
make 
 it 
easier 
for 
more 
people 
to 
choose 
greener 
Bright blue solar panels on a red brick UK house roof with a light blue sky in the background.
 lifestyle
OUR IMPACT
Tandem 
helps 
you 
enjoy 
today, 
plan 
for 
tomorrow 
and 
protect 
the 
planet  
for 
future 
generations
- here's 
the 
proof
01

110,000

Customers choosing greener lifestyles
A smart home energy efficiency app displayed on a tablet screen showing an A+ energy rating.
02

£523m+

Green home improvement lending
A homeowner and engineer looking at an air source heat pump being installed on the outside of a UK home. The engineer is wearing a hard hat and holding a digital tablet. The homeowner is holding paper documents. An air source heat pump can help achieve a greener home.
03

74,000t

CO2 avoided in 2023
An image looking up to the canopy of tall trees, with a blue sky peaking through the leaves.

Our people

With experts across Blackpool, London, Cardiff and Durham, we've got plenty of know-how and a range of accents. But, when it comes down to it, we’re just realists, getting things done with a whole lot of grit and greener choices.
4  companies to 1
Making us experts across a wide range of financial products.
500+ employees
Bringing diverse backgrounds, skills and stories to the table.
Hybrid in 25+ cities
Working in tandem, across the UK and beyond.
Hubs in 4 UK cities
Where the real magic happens, face to face.
Team of Tandem employees collaborating in a meeting.
Together, we are Tandem
Our leaders
Driving the mission
Our exec team brings decades of frontline financial experience. With deep roots in lending, credit risk, and tech, they’re the backbone of our mission.
Awards and reviews

That’s enough from us,
hear it from those who matter

See what others have to say
Join 120,000+ on the app
Best app based savings provider

Fancy joining us?

We're on a mission to cut carbon and help the UK hit net-zero by 2050. It's a big job, and we could use more hands on deck. If you're ready to make a real impact, check out our openings.
A young man wearing wireless earphones while working on his laptop, embracing Tandem's hybrid and remote working options.

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