Launching in 2014, Tandem was one of the UK's original digital challenger banks, providing access to simple, honest, and fair mortgage and savings products.
In 2018 Tandem bought Harrods Bank, followed by the green home improvement loan specialists Allium Lending Group, in 2020.
Oplo launched in 2009 to provide fairer access to financial products for all the hardworking Britons who have been left behind by traditional high street banks and other lenders.
Since then, Oplo has approved £915 million of responsible lending to customers across the UK.
In 2022 Oplo merged with Tandem Bank, inspired by a shared mission to create a greener, digital bank for all.
Our Team
The Tandem Senior Management Team share many years’ experience in the financial services sector – their real-life lending, credit risk, and technology expertise is crucial in our aim to create the UK’s first greener digital bank.
Senior Leadership
Susie joined Tandem as CEO in 2021 and brings some 25 years’ experience in leadership roles in the financial services sector. She spent 14 years at Credit Suisse in strategy and operational roles, including leading Business Development for the Group across Europe, Middle East and Africa. She also spent 7 years with boutique trade and retail finance bank, BACB plc, serving as CFO and then as CEO. As an entrepreneur, Susie launched and ran a niche healthcare insurance product incubator.
Earlier in her career, Susie worked in corporate finance roles in the retail sector. She is a qualified Accountant and holds an MBA.
Alex has held Senior Director positions in the Credit Industry with a career spanning over 25 years. After beginning his career at Yorkshire Bank, he went on to work at Welcome Finance in Branch, Area and Regional Manager roles running 60+ Branches across Northern England and Scotland.
After a 10 year period of exceptional growth he left to found Oplo (formerly 1st Stop Group) in 2004, and has overseen the business's last 15 years of expansion.
Anthony spent approximately 15 years with Lloyds Banking Group across various Finance and Strategy roles having joined as a graduate with his last role as Finance Director of their Middle East business based in Dubai (between 2010-13) where he oversaw its sale to HSBC and eventual exit.
Thereafter he continued to work in the UAE as CFO for a listed regional bank before returning to the UK in 2017 and subsequently joining Tandem in early 2019.
Mark has held senior roles over his 25 year career across large FS companies including HBOS, LBG, HSBC, RBS, Nationwide, Aviva and Admiral and recently consulting for DevOps Group and Amazon Web Services. He has driven great improvements in Digital Journeys and Customer Outcomes through the combination of Zero Based Design, Lean and Systems Thinking alongside Cloud,DevOps and Scaled Agile working.
He has a genuine passion for the possibilities that are opened up by technology and on making customers lives simpler but with an eye on the ethics of using data and tech responsibly.
Dawn is a highly experienced risk management specialist having worked in the UK Bank& Building Society sector for over 30 years. Core skills include credit risk, with a broad background of building and leading second line of defence risk and compliance functions.
Prior to joining Tandem, Dawn was Chief Risk Officer at Marsden Building Society and previously held senior roles at Skipton Building Society, Lloyds Banking Group & Santander.
Paul has a proven track record of transforming business operating models to deliver service excellence and optimisation.
With 25 years’ experience of working within UK regulated business across insurance and financial services, Paul has held leadership roles within, Aon, Capita, Lloyds Banking Group, Legal & General, Target and Allium Money.
Steve has over 20 years of experience in financial services, holding executive leadership roles in a number of UK banks including RBS and Santander as well as several years as Managing Director across a portfolio of private equity businesses.
Georgina has extensive global marketing experience in building consumer focussed brands within payment fintech and enterprise retail.
Previously she has held senior roles at payments fintech Openpay, where she was Interim UK CEO, and some of the UK’s leading consumer brands including New Look, Arcadia, Marks &Spencer and Sweaty Betty.
Steve has worked in financial services for over 25 years. During that time, he has held various management positions at Cattles PLC and senior management positions at Oplo.
Steve currently leads the Mortgage Division at Tandem Bank, which specialises in offering a range of products including Bespoke mortgages and Residential first and second charge mortgages.
Steve sits on Tandems Executive Committee and represents the Mortgage division internally at several committees and externally when working and interacting with regulators and trade bodies such as the FLA (Finance Leasing Association).
Dave joined Tandem Bank in 2022 bringing over 30 years motor finance experience from a career with Mercantile Credit, First National Motor Finance and culminating as Chief Operating Officer at MotoNovo Finance where he played a critical role in transforming the business into the leading independent motor finance business in the UK.
Dave is building the Tandem Motor Finance business with an ambition to deliver much needed change to the industry with a fairer and greener offering for the new mainstream at the heart of everything we do.
Ben has more than 25 years' experience in the retail banking industry, having held senior positions at Leeds Building Society, National Australia Bank and AllicaBank, where he was Head of Deposits, devising and delivering the product architecture for the bank’s savings portfolio.
Julian has spent over 35 years in specialist lending. He was a Director of GE Money in the early 2000s before setting up his own Home Improvement Lending Business, m2i, in 2007, which he subsequently sold in 2012.
He was part of the team that founded Shawbrook Bank and also part of the team that set up Allium Money in 2018.
Steve has worked in financial services for over 25 years and has held a number of senior risk, compliance and internal audit roles across a range of firms such as HBOS, LBG, Northern Rock as part of the new management team post the collapse of the organisation and Lowell, one of Europe’s largest credit management companies.
Steve has a passion for building business and customer focused teams that are data enabled and deliver a strong risk and compliance culture. He has also been recognised by Credit Strategy as one of the top 500 people in the credit industry.
Richard has held a number of senior roles across the Consumer Lending sector spanning more than 20 years and has vast experience in delivering effective financial solutions within dynamic environments with a customer first attitude.
His financial services experience has seen him hold senior roles across large PLC's including GE Capital, Bank of Ireland, Cattles, Dollar and Everyday Loans. Richard joined the business in December 2018.
Sven has extensive experience across corporate development, consumer lending and retail banking. He has held senior roles across Santander, HSBC and Tandem, leading product functions across credit cards, mortgages, unsecured lending as well as deposit products. Sven then successfully moved into corporate development where he has a track record of completing strategic acquisitions and asset purchases from deal sourcing through due diligence to deal execution and integrations.
Sven has passed Level I and Level II of the CFA Program.