Tandem Motor Finance, Oplo Car Finance and 1st Stop Car Finance have never used Discretionary Commission Arrangements when arranging car finance through our appointed dealers and brokers therefore any agreements we have written fall outside the scope of the current FCA investigation into discretionary commission.

Flexible
mortgage solutions

Our mission

Our mission is to become the UK’s greener digital bank and to help customers make greener financial choices.

Our Specialist Mortgage product offers a rate reduction of up to 0.3% for new customers whose home has an energy efficiency (EPC) rating of A, B or C.

Our network

Through our network of intermediaries, we offer residential mortgages for loans up to £750k and bespoke mortgages from £500k to £5m. Loans above £5m can be considered on a case by case basis.

Specialist Mortgages with EPC discount

Our Specialist Mortgages offer discounted rates to support customers with greener living. Find more information about our criteria, rates and login to our Portal here.

Find out more

Bespoke Mortgages

We have flexible criteria, dedicated case managers and can provide solutions to complex customers, offering bespoke underwriting to meet the needs of both domestic and international customers.

Find out more

Existing customers

If you have an existing bespoke mortgage with us, we may be able to switch you to a more favourable rate.

underwriters@tandem.co.uk
Your home may be repossessed if you do not keep up with repayments on your mortgage.