FOR EXISTING CUSTOMERS ONLY

Mortgage Interest Rates

Rates accurate as of 1 October 2025

First Charge Mortgages

High Net Worth (Including Harrods Bank)
Residential Standard Variable Rate (SVR)
8.75 %
Buy-to-Let (BTL) & Commercial SVR
9.00 %
Bank and Clients (incl. Church House Trust)
Managed Rate
5.89%
Specialist Rate
6.95%
Residential Standard Variable Rate (SVR)
8.75%
Buy-to-Let (BTL) & Commercial SVR
9.00%
Tandem Specialist Mortgages
Lender Base Rate
0.50 %

Second Charge Mortgages

Home Loans (incl. Oplo and 1st Stop)
Lender Base Rate
4.00%
The rates listed above are variable rates that we set. For details specific to your mortgage, please refer to the terms and conditions provided with your mortgage agreement.