Tandem Motor Finance, Oplo Car Finance and 1st Stop Car Finance have never used Discretionary Commission Arrangements when arranging car finance through our appointed dealers and brokers therefore any agreements we have written fall outside the scope of the current FCA investigation into discretionary commission.
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Start banking for a greener future

It's time to benefit both your pocket and the planet. Discover greener ways to save, borrow, spend and share money.
Father and daughter embracing a greener future thanks to greener banking, walking across a green field, looking at the mountains at sunset.
Your money is protected up to £85,000
We’re rated Excellent on Trustpilot
Best App Based Savings Provider

Save a little bit greener

When you save with Tandem, you’re helping support our lending initiatives to make UK homes more sustainable and environmentally friendly.

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Instant Access Saver

|
4.90
% AER (variable)
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded each year. This allows you to compare easily what return you can expect from your savings over time.
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Fixed Savers

|
Up to
4.50
% AER
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded each year. This allows you to compare easily what return you can expect from your savings over time.
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Manage in the Tandem app

Savings Accounts
Image of a phone displaying the Tandem app, featuring an Instant Access Savings account for effortless and convenient banking.

Borrow a little bit greener

Whether you’re looking to move homes, improve your home, upgrade your car or manage your finances, explore all the ways you can finance your plans with Tandem.
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Mortgages

Available via approved brokers, our EPC discount mortgages could help you buy, move or remortgage.
Mortgages
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Home Loans

A Home Loan could help you with larger expenses or needs, such as home improvements or debt consolidation.
Home Loans
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Home Improvement Loans

Available via approved partners, a Home Improvement Loan could help make your home more energy efficient.
Home Improvement Loans
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Motor Finance

Available via approved car dealers, Tandem Motor Finance can help you transition to a newer and greener used car.
Motor Finance
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Image of the Loop app on a smart phone - showing the ease of bill spltting with friends and family.

Introducing Loop

In April 2023, we acquired Loop, the free app that makes sharing and splitting money between friends and family easier than ever.
Inspired by a shared mission
Tandem was built to make it easier for more people to live a greener lifestyle. Through tips, tools, recommendations and financial products, we’re here to help you save money, whilst reducing your carbon footprint.

Inspired by a shared mission

Tandem was built to make it easier for more people to live a greener lifestyle. Through tips, tools, recommendations and financial products, we’re here to help you save money, whilst reducing your carbon footprint.
Man charging a yellow electric vehicle purchased with a Tandem motor finance loan.Windmill turbine in the middle of a green field, creating renewable enery for greener homes.uk-homesTraditional terraced UK homes that use Tandem Home Loans to make improvements.A young couple in the kitchen managing their finances and considering greener home improvements through their Tandem app.Vivid blue solar panels harnessing the power of the sun to generate clean and sustainable energy.
OUR IMPACT
Tandem 
can 
help 
you 
enjoy 
life 
today, 
dream 
big 
for 
the 
future, 
and 
protect 
the 
world 
we 
all 
share 
for 
generations 
to 
come
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01

97,000

Customers making greener choices
A smart home energy efficiency app displayed on a tablet screen showing an A+ energy rating.
02

£288m+

Green home improvement lending
A homeowner and engineer looking at an air source heat pump being installed on the outside of a UK home. The engineer is wearing a hard hat and holding a digital tablet. The homeowner is holding paper documents. An air source heat pump can help achieve a greener home.
03

49,000t

CO2 removed throughout 2022
An image looking up at a beautiful forest. Sun rays are shining through the tall green trees.
OUR MODEL

Together, a greener future is possible

It starts with our savers. When you save with Tandem, we use it to help more and more homeowners make greener choices. From financing solar panels, to  energy efficient windows, your savings help us work towards a greener future.
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Awards and reviews

Trusted by more and more people, wanting to make a difference

We’re rated Excellent on Trustpilot
120,000+ Tandem App downloads
Best App Based Savings Provider